FAQs
More FAQs- What is a code or by-law upgrade?
- What is mould?
- What are some safety concerns for mould in my home?
A code or by-law upgrade is an upgrade that is made when your commercial property’s pre-loss condition no longer meets legal building codes. Your insurance company may recognize code upgrades in the estimation process. Any questions regarding code upgrades should be directed to your Insurance Adjuster.
Mould is a fungus that can be found both indoors and outdoors. No one knows how many species of mould exist, but estimates range from tens of thousands to even three hundred thousand, or more. Mould spreads and reproduces by creating spores. Spores can survive conditions that are too sunny, hot, cold, dry or wet for mould to grow. When spores are released they can be carried by air or water to new locations and cause new mould growth.
There are often health risks associated with finding mould in your home, including allergy-like respiratory symptoms, skin irritation, cold and flu symptoms, headaches, nausea and mould-induced asthma. It’s important to know the causes of the mould growth before it occurs, so you can work to avoid damage to both your health and your home.